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Solving the SME Financing Puzzle in the UK: Has Online P2P Lending Got the Midas Touch?

Research output: Contribution to journalArticle

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Solving the SME Financing Puzzle in the UK : Has Online P2P Lending Got the Midas Touch? / Lu, Lerong.

In: Journal of International Banking Law and Regulation, Vol. 33, No. 12, 01.12.2018, p. 449-460.

Research output: Contribution to journalArticle

Harvard

Lu, L 2018, 'Solving the SME Financing Puzzle in the UK: Has Online P2P Lending Got the Midas Touch?', Journal of International Banking Law and Regulation, vol. 33, no. 12, pp. 449-460.

APA

Lu, L. (2018). Solving the SME Financing Puzzle in the UK: Has Online P2P Lending Got the Midas Touch? Journal of International Banking Law and Regulation, 33(12), 449-460.

Vancouver

Lu L. Solving the SME Financing Puzzle in the UK: Has Online P2P Lending Got the Midas Touch? Journal of International Banking Law and Regulation. 2018 Dec 1;33(12):449-460.

Author

Lu, Lerong. / Solving the SME Financing Puzzle in the UK : Has Online P2P Lending Got the Midas Touch?. In: Journal of International Banking Law and Regulation. 2018 ; Vol. 33, No. 12. pp. 449-460.

Bibtex Download

@article{3e9e3cab6f1747d189173c870c6be4e0,
title = "Solving the SME Financing Puzzle in the UK: Has Online P2P Lending Got the Midas Touch?",
abstract = "This article investigates the financing dilemma of small and medium-sized enterprises (SMEs) in the UK. After the global financial crisis, banks have become risk-averse and refuse to lend to small business borrowers. Meanwhile, the recent decade has witnessed the rapid growth of online peer-to-peer (P2P) lending activities, which to some extent substitute bank credit for SME financing. The article analyses the advantages of P2P loans and relevant regulatory issues.",
keywords = "P2P lending, peer-to-peer lending, loan-based crowdfunding, SME finance, financial regulation, fintech, financial technology, banking law, company Law, corporate finance, law and finance, law and technology",
author = "Lerong Lu",
year = "2018",
month = dec,
day = "1",
language = "English",
volume = "33",
pages = "449--460",
journal = "Journal of International Banking Law and Regulation",
issn = "1742-6812",
number = "12",

}

RIS (suitable for import to EndNote) Download

TY - JOUR

T1 - Solving the SME Financing Puzzle in the UK

T2 - Has Online P2P Lending Got the Midas Touch?

AU - Lu, Lerong

PY - 2018/12/1

Y1 - 2018/12/1

N2 - This article investigates the financing dilemma of small and medium-sized enterprises (SMEs) in the UK. After the global financial crisis, banks have become risk-averse and refuse to lend to small business borrowers. Meanwhile, the recent decade has witnessed the rapid growth of online peer-to-peer (P2P) lending activities, which to some extent substitute bank credit for SME financing. The article analyses the advantages of P2P loans and relevant regulatory issues.

AB - This article investigates the financing dilemma of small and medium-sized enterprises (SMEs) in the UK. After the global financial crisis, banks have become risk-averse and refuse to lend to small business borrowers. Meanwhile, the recent decade has witnessed the rapid growth of online peer-to-peer (P2P) lending activities, which to some extent substitute bank credit for SME financing. The article analyses the advantages of P2P loans and relevant regulatory issues.

KW - P2P lending

KW - peer-to-peer lending

KW - loan-based crowdfunding

KW - SME finance

KW - financial regulation

KW - fintech

KW - financial technology

KW - banking law

KW - company Law

KW - corporate finance

KW - law and finance

KW - law and technology

M3 - Article

VL - 33

SP - 449

EP - 460

JO - Journal of International Banking Law and Regulation

JF - Journal of International Banking Law and Regulation

SN - 1742-6812

IS - 12

ER -

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